Privacy Policy

Effective date: [REPLACE BEFORE LAUNCH] | Jurisdiction: California

Note: This is a placeholder template. Replace with a CCPA-compliant privacy policy generated via Termly or iubenda before launching. Required placeholders are marked in brackets.

Who we are

This site is operated by [YOUR BUSINESS NAME], located at [YOUR MAILING ADDRESS], California. Contact: loan@boxspreadguide.com

What we collect

When you submit the referral form, we collect: first name, email address, phone number (optional), approximate portfolio size, intended use, and any notes you provide. We do not collect Social Security numbers, account numbers, or any specific holdings information.

We also collect standard server logs (IP address, browser type, pages visited) via Cloudflare Web Analytics. This analytics tool does not use cookies and does not track you across sites.

How we use it

• To send you a referral code and introduce you to the partner firm you requested.
• To send you a follow-up email about your inquiry if you do not hear from the partner firm.
• We do not sell your data to third parties.
• We do not add you to any marketing list without your explicit consent.

California residents (CCPA)

Under the California Consumer Privacy Act, you have the right to: know what personal information we have collected, request deletion of your data, and opt out of the sale of your data (we do not sell data). To exercise these rights, email loan@boxspreadguide.com.

Data retention

Lead data is retained for up to 3 years for business record-keeping purposes, then deleted. You may request deletion at any time.

Third-party services

• Cloudflare — hosting, CDN, Turnstile CAPTCHA, analytics. See Cloudflare's privacy policy.
• Resend — transactional email delivery. See Resend's privacy policy.
• Partner firms — if you request a referral, your information is shared with the partner firm you selected. See that firm's privacy policy.

Contact

loan@boxspreadguide.com
[YOUR MAILING ADDRESS]