Articles

• WTF is this? Borrow, don't sell: the basic idea How borrowing against a stock portfolio works, why it's different from a credit card or home equity line, and when it makes sense.
• WTF is this? What is a synthetic loan, and why would I want one? A plain-English explanation of box-spread synthetic loans: what they are, how they work, and when they make sense.
• WTF is this? Who should (and shouldn't) use this A plain-English decision framework for determining whether a box-spread synthetic loan makes sense for a particular situation.
• WTF is this? Why selling stock to buy a house costs more than you think Capital gains taxes, the SALT torpedo, and why liquidating a portfolio to fund a purchase can cost far more than the sticker price suggests.